RBA Cuts Interest Rates: What It Means for Property Investors in 2025

The Reserve Bank of Australia has opted to leave the official cash rate on hold at 1.5%, just 11 days out from the federal election. The Board hasn’t made a move on rates in over 30 months, since it decided to cut interest rates from 2% to 1.5% in August 2016.

This is literally the number one question on everyone's list that is looking at property today, and despite all the doom and gloom of the media there are some ups to a changing market.

New figures have revealed the popularity of townhouses is soaring, with approvals for new townhouses at record levels in Australia’s biggest cities.

New data shows that Millennials are digging deep to save for a home, even prioritising home savings over holiday and travel savings.

Nationwide measures of housing prices are little changed over the past six months. Conditions in the Sydney and Melbourne housing markets have eased, with prices declining in both markets. Housing credit growth has declined, with investor demand having slowed noticeably.

It's not where I thought we’d end up. I thought we were going to see clear price drops, but it's not happening.   An Illawarra analyst believes that while the real estate boom may be over elsewhere in NSW and Australia, it’s not done in Wollongong just yet.