The expanded First Home Guarantee represents a major shift in housing affordability policy. Launching early in October 2025, it removes income and participant caps, lifts property value limits, and reduces the deposit hurdle to just 5 per cent without the need for LMI.
For first-home buyers, this is a genuine opportunity to enter the market sooner. For sellers, particularly those with properties priced near the new caps, the expanded buyer pool could present the perfect moment to sell.
The expanded First Home Guarantee represents a major shift in housing affordability policy. Launching early in October 2025, it removes income and participant caps, lifts property value limits, and reduces the deposit hurdle to just 5 per cent without the need for LMI.
For first-home buyers, this is a genuine opportunity to enter the market sooner. For sellers, particularly those with properties priced near the new caps, the expanded buyer pool could present the perfect moment to sell.